Five portfolios, one for every risk profile
From capital preservation through to long-term growth, each portfolio is built primarily from low-cost ETFs and is monitored and rebalanced by our investment team on an ongoing basis.
Investing involves more than choosing a portfolio
Investment markets involve a range of risks that can affect returns and the value of your portfolio over time. While these risks cannot be eliminated, a professionally managed portfolio can help address them through diversification, ongoing monitoring, informed investment changes and a disciplined long-term approach.
How we manage your portfolio
Market Intelligence
Global market, economic and investment data is continuously reviewed to identify trends, risks and opportunities across a broad range of markets.
AI-Assisted Analysis
Quantitative analysis tools help process large volumes of market and ETF data, enhancing the depth and consistency of the investment process.
Portfolio Construction
Our investment team develops the strategic asset allocation framework; diversified ETF portfolios are constructed to align with different objectives and attitudes to risk.
Ongoing Oversight
GAM monitors portfolios on an ongoing basis, rebalancing or adjusting where appropriate to maintain alignment with their intended objectives.
Your Investment Experience
Secure online access to valuations and holdings, with regular factsheets, bulletins, market commentary and client events.
One holding, hundreds of investments
Exchange Traded Funds provide exposure to a broad range of underlying investments through a single holding — by investing in one ETF, investors can gain exposure to hundreds or even thousands of securities across markets, sectors and regions.
Diversification
Exposure to a broad range of investments, sectors and regions.
Cost Efficiency
Typically lower cost than many traditional investment funds.
Transparency
Clear visibility of underlying holdings.
Liquidity
ETFs can be bought and sold efficiently when changes are required.
Global Access
Efficient access to markets and asset classes around the world.
Beyond portfolio management
GAM clients benefit from regular communication, market insights and convenient access to their investments through a transparent and client-focused service.
Local Team & Personal Service
Our Gibraltar-based team is available to answer questions and provide support, giving you direct access to experienced investment professionals.
Investment Updates & Factsheets
Monthly portfolio factsheets, investment bulletins and market commentary to help you stay informed about your investments.
Transparent & Flexible Investing
No exit fees or penalties, clear reporting and a simple fee structure designed to provide confidence and flexibility as your circumstances evolve.
Client Events & Market Briefings
Exclusive client presentations and market updates, providing insight into portfolio positioning, economic developments and investment opportunities.
Before you invest
We provide educational material and a Risk Self-Assessment Questionnaire to help you consider your objectives, circumstances and attitude to risk. You select the portfolio; our team manages it.
Read more before you invest
The service brochure sets out how the Model Portfolio Service works. The Investment Risk Self-Assessment is a short questionnaire to help you consider your own approach to risk before choosing a portfolio.
Model Portfolio Service brochure
How the service works, the portfolio range, our investment process and what you receive as a client.
Download the brochureInvestment Risk Self-Assessment
A short scored questionnaire to help you consider your time horizon, objectives and attitude to risk. Provided for guidance only — it is not a suitability assessment or a personal recommendation.
Download the questionnaireKey risks & important information
Investment risk. The value of investments can rise and fall and you may receive back less than the amount originally invested.
Market risk. Investment values may be affected by movements in financial markets, interest rates, inflation, economic conditions and global events.
Past performance. Past performance is not a reliable indicator of future performance. Target returns and investment objectives are not guaranteed.
Time horizon. These portfolios are intended for medium to long-term investors. Values may fluctuate significantly over shorter periods.
Portfolio risk. Although portfolios are diversified across asset classes and regions, diversification cannot eliminate investment risk or guarantee positive returns.
The GAM Model Portfolio Service is provided on a non-advised discretionary basis. Investors are responsible for selecting the portfolio that best reflects their own objectives, financial circumstances and attitude to risk. GAM may provide educational material and a Risk Self-Assessment Questionnaire to assist investors; these are provided for guidance only and do not represent a suitability assessment or personal recommendation.
Model Portfolios are managed on a discretionary basis. GAM may change asset allocations, rebalance portfolios and replace underlying investments without prior notice where considered appropriate. This page should be read alongside the relevant Terms of Business, Risk Warnings, Fee Schedule and other client documentation before investing.