Personal Investment Advice

Personal Investment Advice

GAM provides highly personal investment advice delivered by a Chartered Fellow of the Personal Finance Society located in Gibraltar. Every engagement is shaped around your circumstances, objectives and the level of support you require, rather than a standardised package or process.

You may use our advisory service for a specific project, such as reviewing an existing portfolio or considering a significant investment decision, or as part of an ongoing relationship. Ongoing arrangements can include quarterly or more frequent meetings, regular portfolio reviews and continued access to advice as your circumstances or investment needs change.

Our advice may focus on a particular question or extend to a comprehensive review of your investments and wider financial objectives. Depending on the scope agreed with you, this can include:

• ·reviewing your existing investments and portfolio structure;
• ·understanding your objectives, time horizon and attitude to risk;
• ·recommending suitable investments or changes to your current arrangements;
• ·developing an investment strategy and appropriate asset allocation;
• ·reviewing diversification, concentration risk, investment costs and performance;
• ·planning for investment income, capital growth or future withdrawals;
• ·reviewing pensions, investment accounts and other investment arrangements.

The service is entirely personal. You will work directly with an experienced adviser who will take the time to understand what you are trying to achieve, explain the available options and provide clear recommendations.

Fees are quoted individually according to the nature and scope of the work. This may be agreed as a fixed fee for a defined project or as an ongoing advisory arrangement. The service provided, frequency of meetings and associated costs will always be confirmed with you before any work begins.

Other ways to invest with GAM