Fund Fees

Below is a list of funds that Gibraltar Asset Management Limited regularly recommends. They are all traded on the London Stock Exchange with tight spreads and can be bought and sold throughout the trading day. There are no subscription or exit fees levied by the fund management companies. The only cost related to buying and selling (bar stamp duty on some investment trust purchases) is the dealing commission levied by ourselves, as per our rate card.

The funds themselves have investment management and custody fees, which are reflected in the Total Expense Ratio (TER). The TER is expressed as a percentage and represents the annual cost of holding the fund, which is deducted from the fund’s assets. As an example, the Vanguard All-World ETF has a TER of 0.25%. A £10,000 investment in this fund will cost the shareholder £25 annually.

World

EquitiesSymbolTERNote
Vanguard All-World ETFVWRL0.25%Exposure to companies from developed and emg countries
iShares MSCI World £ Hedged ETFIGWD0.55%Diversified exposure to developed companies, hedged back to GBP
Perpetual Income & GrowthPLI0.60%Investment Trust investing in global blue-chips

UK

EquitiesSymbolTERNote
iShares FTSE 100 ETFISF0.07%Targeted exposure to the 100 largest UK stocks
Dunedin Income GrowthDIG0.62%Investment Trust investing in UK blue-chips
iShares UK Dividend ETFIUKD0.40%Exposure to 50 FTSE 350 companies with the highest yields
iShares FTSE 250 ETFMIDD0.40%Direct investment into 250 UK mid-cap companies
iShares MSCI UK Small CAP ETFCUKS0.58%Direct investment in small capitalisation companies

US

EquitiesSymbolTERNote
iShares S&P 500 ETFIUSA0.40%Direct investment in 500 leading US companies
iShares S&P 500 £ Hedged ETFIGUS0.45%Exposure to 500 leading US companies, hedged back to GBP
iShares S&P SmallCap 600 ETFISP60.40%Direct investment in 600 small capitalisation US companies

Europe

EquitiesSymbolTERNote
iShares Eurostoxx 50 ETFEUE0.35%Direct investment into the 50 largest Eurozone companies
iShares Europe ex-UK £ Hedged ETFEUXS0.40%Diversified exposure to European companies, hedged back to GBP
iShares EuroStoxx Mid ETFDJMC0.40%Direct investment into mid capitalisation Eurozone companies
iShares Eurostoxx Small ETFDJSC0.40%Direct investment into small capitalisation Eurozone companies

Japan

EquitiesSymbolTERNote
iShares Core MSCI Japan ETFSJPA0.20%Exposure to Japanese large, mid and small cap companies
iShares MSCI Japan £ Hedged ETFIJPH0.64%Diversified exposure to Japanese companies, hedged to GBP
iShares MSCI Japan Small Cap ETFISJP0.58%Direct investment in small capitalisation Japanese companies

Asia Pacific

EquitiesSymbolTERNote
iShares Asia Pacific Dividend ETFIAPD0.59%Exposure to 30 Asia Pacific companies with the highest yields
iShares Far East Small Cap ETFISFE0.74%Direct investment into broad range of small caps from East Asia

Emerging Market

EquitiesSymbolTERNote
iShares Emerging Mkts Dividend ETFSEDY0.65%Exposure to 100 emerging markets companies with the highest yields

Ethical

EquitiesSymbolTERNote
iShares Gbl Sustainability Screen ETFIGSG0.60%Gbl companies screened for economic, environmental and social
iShares MSCI Emg Mkt SRI ETF ($)SUSM0.35%EM companies screened for environmental, social & governance
iShares MSCI Europe SRI ETF ($)IESE0.30%European cos screened for environmental, social & governance
iShares Global Clean Energy ETFINRG0.65%Exposure to 30 global clean energy companies
iShares Global Water ETFIH200.65%Exposure to 50 global companies related to water businesses

Commodities

AlternativesSymbolTERNote
ETFS Physical Precious Metals BasketPHPP0.44%Exposure to basket of precious metals (gold, silver & palladium)
Gold Bullion SecuritiesGBSS0.40%Exposure to physical gold
ETFS Physical SilverPHSP0.49%Exposure to physical silver

General Financial

AlternativesSymbolTERNote
Carador Income FundCIFU1.86%Invested in secured loans to US & European companies

Alternative Energy

AlternativesSymbolTERNote
John Laing Environmental Assets Grp JLEN1.00%Investment Trust invested in wind, solar, waste & water projects
Impax Environmental MarketsIEM1.13%Investment Trust invested in clean energy, water & waste coys

Property

AlternativesSymbolTERNote
iShares UK Property ETFIUKP0.40%Direct investment into listed real estate companies and REITS
Regional REITRGL0.00%Real Estate Investment Trust investing in UK regional offices
NewRiver REITNRR0.00%Real Estate Investment Trust investing in UK shopping centres
TR PropertyTRY0.76%Invests in listed Pan-European real estate companies

Global Infrastucture

AlternativesSymbolTERNote
iShares Global Infrastructure ETFINFR0.65%Direct investment into 100 intl infrastructure companies

Government Bonds – UK

Fixed InterestSymbolTERNote
iShares Core UK Gilts ETF

IGLT0.20%Diversified exposure to UK government bonds
iShares UK Gilts UK 0-5yr ETFIGLS0.20%Targeted exposure to short term UK government bonds
iShares £ Index-Linked Gilt ETFINXG0.25%Targeted exposure to inflation-linked government bonds

Government Bonds – Emerging Markets

Fixed InterestSymbolTERNote
iShares Emg Mkts Local Gov Bond ETFSEML0.50%Exposure to local ccy emerging market government bonds

Corporate Bonds – Global

Fixed InterestSymbolTERNote
iShares Gbl HY Corp Bond £ HedgedGYHS0.55%Diversified exposure to high yield bonds, hedged to GBP

Corporate Bonds – UK

Fixed InterestSymbolTERNote
iShares Core £ Corporate Bond ETFSLXX 0.20%Exposure to sterling investment-grade corporates
iShares iBoxx £ Corp Bond Ex-FinISXF 0.20%Diversified exposure to non-financial corporate bonds
iShares £ Corporate Bond 0-5yr ETFIS150.20%Diversified exposure to short term GBP corporate bonds
iShares £ Ultrashort Bond ETFERNS0.09%Diversified exposure to very short maturity sterling bonds
CVC Credit Ptnrs Euro OppsCCPG1.21%IT investing in loans, high yield bonds & structured credit
City Merchants High YieldCMHY1.02% IT investing in predominantly bonds & structured credit

Corporate Bonds – Europe

Fixed InterestSymbolTERNote
TwentyFour Income FundTFIF0.75%IT investing in European Asset Backed Securities